When I was stuck with my irresponsible husband. My life was in a mess and my salary is far than enough especially he secretly stole my ATM card and later withdraw my money to spend on drugs. I was devastated and actually still hurt until today. I cannot forgive him yet. I took a drastic action that the money must be kept in a safe place where it is out of reach from both of us. It is for our daughter, just in case if he was shot dead and I were to die early, this is the only thing I can leave her with.
When she was 8 months old I realized that my husband took the money gave to our daughter and I make sure he pay it back at least some of it and I add in more. People have been giving her some money and at one point the amount was RM240 if I'm not mistaken but because of my husband, he spend along with my salary and left me peniless. Meticulously, I chipped in RM20.00 in the account every month. Every festive season, my daughter will receive between RM50 - RM100 from her aunts and uncles and relatives so I will keep the money and save it in the bank. Starting with RM20.00 I opened the bank account that was back in August 2004. Now it is already July 2007 and the amount has become RM1020.00.
Right now I am contented with that amount and decided to open a different savings account for her so that I can use the money to pay for her school fees and books later. At the same time I am totally broke and only depended on my sister's salary to get me through this month. No matter how broke I am, I can still smile to myself knowing that I have some savings for my little girl if I were to die tomorrow.
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